Wires through online banking

Your wire templates and recipients transitioned to UMB Premier Business Online Banking.

View more information on domestic, international and phone-in wires.

Beginning October 14:

  • Log in to Premier Business Online Banking with the instructions you received close to conversion weekend.

  • Review your wire templates and recipients to ensure accuracy.

  • Check Wire Reporting to view wire payment details under Payments and Transfers > Online Activity.
  • Review Subsidiary information in the wire form and ensure it displays the correct name and account info for your company.

  • Consider adding more Premier Business Online Banking users with wire entitlements to ensure dual approval for wire transfers.

  • Dual authorization is required for wires initiated through online banking. Domestic and International USD are available.
  • Batch wires are available via SFTP file transmission. Please reach out to your Treasury Management officer to learn more.
  • Domestic Wire transfers may be initiated and confirmed online from 8:00 a.m. – 5:30 p.m. CT, Monday through Friday, except bank holidays.
  • International USD Wire transfers may be initiated and confirmed online from 7:30 a.m. – 4:00 p.m. CT, Monday through Friday, except bank holidays.
  • Outgoing international USD wires may be converted to the beneficiary country’s currency.

InBusiness Lite users will not receive email or fax advices that include wire payment details in Premier Business Online Banking. Users can check Wire Activity to view wire payment details. 

Your previous wire sender information that was sent with a wire payment message was filled from the Account field.

Beginning October 14:

  • Your wire sender information is populated from the Subsidiary field within the wire form.
  • Wire Intermediary is no longer an available field. Outgoing wires that require an intermediary are routed by UMB using its wire routing tools.

FX wires are not available in Premier Business Online Banking. If you currently initiate FX wires online, you will receive a separate communication.

Online wires for personal (consumer) accounts:
If you send wires in online banking for your personal (consumer) accounts, you are not able to do so at UMB. You can send wires from consumer accounts by visiting your local branch, or as an authorized user via phone call.

Review our Wires resources, including video demos and user guides for adding recipients, creating a template and more.

Important fraud reminder

Scammers often try to exploit business transitions, like acquisitions and mergers. Please remember: We will never contact you to request or confirm confidential information or request a video call, and we’ll never ask for sensitive data like PINs, or online banking usernames, passwords or access codes. If you suspect fraud, contact our customer service team immediately.

Questions on a specific account or service?